Well... I would like to make about 3% or more.. how do the bond funds work ? Or like the mutual fund bonds... if the market takes a dive like in 08 and 09.. what funds or bonds, type of bond funds is it good to be in?
I have some follow up questions if you don't mind.. I use fidelity now... and don't know who to trust.. not even sure about the bonds... who is good or bad... or a 2 1/2 % cd for 5 to 10 yrs..

Tkank you... richard