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    pastor1189's Avatar
    pastor1189 Posts: 1,538, Reputation: 3
    Ultra Member
     
    #1

    Nov 15, 2015, 07:37 AM
    Insurance Agent
    Insurance agent on my house was assigned to me many years ago. He never did help me in any way. Throughout the years
    Recently he sent me a nasty letter because I was shopping around. Am I compelled to keep this rude agent, I always pay the premium directly to the insurance company. Does he get a commission off my premium? Could I pick my own agent?
    cdad's Avatar
    cdad Posts: 12,687, Reputation: 1438
    Internet Research Expert
     
    #2

    Nov 15, 2015, 07:53 AM
    Sure you can choose another agent but also you should speak to someone at the company and forward the corespondence to them so they can keep this person in check. They dont need agents ticking off the client base.
    hkstroud's Avatar
    hkstroud Posts: 11,929, Reputation: 899
    Home Improvement & Construction Expert
     
    #3

    Nov 15, 2015, 07:53 AM
    Call insurance company. I would certainly think there is more than one agent for that company in your area. Yes, he still gets his commission no matter how your pay.
    pastor1189's Avatar
    pastor1189 Posts: 1,538, Reputation: 3
    Ultra Member
     
    #4

    Nov 15, 2015, 10:55 AM
    Very good advice. All thee years he has been receiving commission. Despite calling me a scumbag, just because I was looking at another insurance company.
    Thanks again
    ma0641's Avatar
    ma0641 Posts: 15,681, Reputation: 1012
    Uber Member
     
    #5

    Nov 15, 2015, 11:56 AM
    Don't know what insurance company you have but I would most certainly let the company know. Is this a general agent or a direct writer? e.g.-Allstate, State Farm etc.
    pastor1189's Avatar
    pastor1189 Posts: 1,538, Reputation: 3
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    #6

    Nov 15, 2015, 12:03 PM
    Gulfstream Insurance been with them for 15 years. Home Insurance.
    ma0641's Avatar
    ma0641 Posts: 15,681, Reputation: 1012
    Uber Member
     
    #7

    Nov 15, 2015, 03:51 PM
    Looking at their numbers, they are a small insurance company based in SC. Florida has issues because of flood and wind. All insurance there is going to be expensive. You are under no obligation to ANY company or agent. Check with ALFA, American Family Insurance, Allstate, State Farm, GEICO-USAA if a Vet, or other much larger companies.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,292, Reputation: 7691
    Expert
     
    #8

    Nov 15, 2015, 10:37 PM
    To answer your question, yes they make a commission each time you pay. About 10 to 15 percent of your payment is their commission.

    Unless your agent owns the agency and/or is a broker over the account, you can change agents. You can contact either the agency manager or the company office.
    pastor1189's Avatar
    pastor1189 Posts: 1,538, Reputation: 3
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    #9

    Nov 16, 2015, 04:14 AM
    Leo is a Agent/Broker manager that is bad-mannered. Thanks the insurance main office is in SC.

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