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    rhouse30's Avatar
    rhouse30 Posts: 306, Reputation: 1
    Full Member
     
    #1

    Nov 12, 2016, 02:18 PM
    Identity Theft Protection
    When you get a freeze on your credit report, I read that you can use a pin or password to lift the freeze temporarily.

    Can someone tell me how that works.

    I also wondering on the occasional time that you are opening an account, can you use that pin or password and unfreeze it like about 5 minutes before you apply to open an account?

    Any tips will be appreciated.

    Thanks in advance.
    ScottGem's Avatar
    ScottGem Posts: 64,970, Reputation: 6056
    Computer Expert and Renaissance Man
     
    #2

    Nov 12, 2016, 07:19 PM
    You need to contact each of the credit bureaus about that. They each have their own procedure. But I believe the general way it works, is, if you have a freeze and anyone requests information that you are then contacted to approve the request. You then have to provide identification to allow the info to be released.

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