You may need different kinds of insurance, liability, workers compensation ins depending on the law in your state and the number of employees you have, if any, maybe commercial auto ins if you will have a fleet of vehicles, may insurance on your property i.e. buffers, floor machines, etc. if you think you want it protected from fire, theft, vandalism, etc. The cost of each line of insurance you want/need or required to have depends on the amount of insurance you want or are required to purchase, your anticpated gross receipts, number of employees, if any, etc. I would simply consult an agent, he/she will ask the appropriate questions, find a market for your needs, then quote you prices.
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