I own a house in Nebraska but will be moving to California to work for at least a year. What happens to my house insurance when the house is left empty with my belongings in it and someone periodically checking on it? I will have to become a California resident to work there. If something happens will my claim be denied because it is considered vacant? How would they know it was vacant? The insurance is being paid electronically. I want to keep the home so I can eventually return to it.