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    pastor1189's Avatar
    pastor1189 Posts: 1,538, Reputation: 3
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    #1

    Jun 21, 2017, 08:25 AM
    Homeowner's Insurance
    You told me before, I am not compelled to stay with a homeowner,s insurance company(Matrix). After 10 years with the same agent, who only showed me contempt and never helped me. I want to look for another agent.

    The current insurance company although expensive and better coverage than others. And has a good rated by the state. Question is does an insurance agent only represents certain companies. And not with my current insurer Gulfstream. Do I need to look for a free-lance?
    I never entertained Matrix insurance company in the first place, it was just assigned to me.
    talaniman's Avatar
    talaniman Posts: 54,047, Reputation: 10852
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    #2

    Jun 21, 2017, 08:38 AM
    Did you try calling the insurance company and requesting a different agent, pastor? Who assigned you this new insurance company?
    pastor1189's Avatar
    pastor1189 Posts: 1,538, Reputation: 3
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    #3

    Jun 21, 2017, 10:53 AM
    Yes the one that insults is the President of the agency
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7691
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    #4

    Jun 21, 2017, 07:47 PM
    First in general, there are normally only some specific policies, and all companies have fairly the same policies. With different riders and provision.

    Homeowners 1, 2 and 3, and then General Fire with Liability.


    Different agents represent different companies. No agent can represent all. Some restrict agents to just their company. Other independent agents represent dozens.

    If you have a specific company you can contact them and ask for a local agent, if they have one.
    pastor1189's Avatar
    pastor1189 Posts: 1,538, Reputation: 3
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    #5

    Jun 22, 2017, 03:01 AM
    Thanks Chuck. Yes it is better I get the list of agents for their company in my area.
    Than at random.

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