I want to offer a lump sum to pay off my credit card with CitiCard, which uses a collection agency to handle delinquencies, so I'm not talking directly to CitiCard. The collection agency says they have to get approval from CitiCard on committing to any lump sum figures. How low of a percentage can...

lump sum or annuity? I am retirring in 6 months, which is the best alternative. I am not a risk taker.

If you deposit money today into an account that pays 6.5 percent interest, how long will it take for you to double your money?

Hello to you and yours. I am in the process of receiving a low to middle six figure settlement. I am a 30-something, married, and one child. We would like a portion to go directly to a Roth IRA for which we have none, and we want a portion of 25-40 percent to be used as a monthly income for us to...