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    Loconway's Avatar
    Loconway Posts: 1, Reputation: 1
    New Member
     
    #1

    Mar 29, 2018, 09:06 AM
    Can I buy car insurance in another state
    I live in Michigan but also own a home in pa.

    Can I register my car in pa and get penna plates for it and buy car insurance in pa?
    ma0641's Avatar
    ma0641 Posts: 15,681, Reputation: 1012
    Uber Member
     
    #2

    Mar 29, 2018, 02:47 PM
    That raises a "domicile" issue. Insurance is based on where the vehicle is based and primarily operated. If there is a suggestion of collusion to get a cheaper rate, you may find a claim denied. Can you afford that?
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,300, Reputation: 7691
    Expert
     
    #3

    Mar 29, 2018, 03:52 PM
    You would register your car, get the plates, and purchase your insurance from the state where your car is "at" where is it physically ? That is the question.
    smoothy's Avatar
    smoothy Posts: 25,495, Reputation: 2853
    Uber Member
     
    #4

    Mar 30, 2018, 04:57 AM
    As mentioned... get it where the car spends its time or you can find yourself with a canceled policy, denied claim and big trouble.
    joypulv's Avatar
    joypulv Posts: 21,593, Reputation: 2941
    current pert
     
    #5

    Mar 30, 2018, 03:14 PM
    Where you spend 6 months and 1 day per year. Of course plenty of people use a cheaper rate (and maybe a cheaper tax too; mine uses the mil rate of my property tax) of a cheaper state where they own property, but if it's a big enough claim, the insurer will investigate. I don't know anyone who cheats on this who has more than the minimum insurance on an old car.

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