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    katkev's Avatar
    katkev Posts: 1, Reputation: 1
    New Member

    Jul 30, 2013, 06:10 AM
    If my heater was submerged in water due to a storm is that covered by insurance
    We had a storm and water went under the crawlspace and submerged my heater 3/4 a way under water. Now it is not working. Is that covered by homeowners insurance?
    smoothy's Avatar
    smoothy Posts: 25,495, Reputation: 2853
    Uber Member

    Jul 30, 2013, 06:31 AM
    Not unless you have flood insurance...
    joypulv's Avatar
    joypulv Posts: 21,593, Reputation: 2941
    current pert

    Jul 30, 2013, 06:52 AM
    Each insurer and each policy is different. Read your policy or call your company.
    HO insurers hate covering water damage from anything, even burst pipes, but especially storms, floods, and hurricanes.

    You shouldn't have a heater in a crawlspace.

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