The best place to start, is to see what terminals are connected to your thermostat..
3 heat can always be reduced to 2 heat or 1 heat by programming. Read the instructions for the stat.
There needs to be extra relays and terminals to handle the extra stages, thus more expensive.
Dehumidification generally is an added cost because of the addition of a humidity sensor, Use of a thermostat that offers dehumidificaion will result in increased comfort and less noise. Dehumidifying in the cool mode, will cause the blower to run slower.
There are a number of thermostats at
Furnace Filters, Air Conditioner Filters, Air Quality - iaqsource. I feel that they have done a super job in presenting the information in both concise and detailed form for what they sell.
Remember, for Honeywell, theit Focus Pro line is "simple consumer". Their vision pro line is considered "Professional". Lots of options, nearly zero support to the consumer directly. Their Prestige line is just that "Prestigeous". e.g. It boats a remote so that the temperature regulated is at the remote.