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    bloogoose's Avatar
    bloogoose Posts: 1, Reputation: 1
    New Member

    Dec 15, 2006, 04:27 PM
    Supplemental Insurance for Medicare
    Are there any supplemental health insurances that provide outpatient physical therapy covering at least 20%? Can you tell me which ones are most beneficial for receiving out patient physical therapy and the breakdown of coverage?
    Can you recommend a supplemental health insurance for someone having Quadriplegia with paralysis from the chest down, confined to a wheelchair?

    Thank you
    Thomas1970's Avatar
    Thomas1970 Posts: 856, Reputation: 131
    Senior Member

    Dec 16, 2006, 01:21 AM
    Hi Bloogoose,
    Does the person receiving Medicare receive Medicaid as well? They would be eligible, I would imagine. In many states, I believe they will cover most or all of what Medicare does not.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692

    Dec 16, 2006, 08:05 AM
    Best bet shop around though a independent insurance broker

    Also check out the policy that AARP carries. I don't know what each covers, rules and coverages changes almost monthly on medicare things.

    But I sell equipment through medicare all the time and some of the better companies I deal with are

    BLue Cross/Blue Shield
    United Health Care

    ** no certain order

    There are 100's if not 1000's of other plans and companies but those three along with state medicaid programs and Tri-Care for military are take up about 90 percent of the people I deal with

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