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    jroctheblocboy's Avatar
    jroctheblocboy Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Mar 18, 2009, 11:26 AM
    ivf insurance coverage
    Are there any insurance companys with plans that will cover invitrofertilization
    jef1056's Avatar
    jef1056 Posts: 70, Reputation: 5
    Junior Member
    		  
    #2

    Mar 19, 2009, 02:50 PM
    It's more dependent on the state you reside in.
    Check here for info on your state.

    State-Mandated Insurance List - Fertility LifeLines™
    sunny1ib's Avatar
    sunny1ib Posts: 29, Reputation: 2
    New Member
    		  
    #3

    Mar 24, 2009, 05:02 PM
    Quote Originally Posted by jroctheblocboy View Post
    are there any insurance companys with plans that will cover invitrofertilization
    There are insurance companies that offer IVF treatments, but these treatments are typically found in the group insurance world. Individual policies do not typically cover IVF treatments, but they may cover the diagnosis of a fertility related issue. There are states that mandate more than IVF diagnosis, so coverages (mandated by a state OR are options that can be offered by an employer group).

    If you have insurance now, through your employer, it would be prudent for you to obtain a copy of your certificate booklet and review what is covered vs. excluded. If you are on an individual plan, you may want to check your policy regarding this concern or contacting the insurance carrier directly as they should provide you with the answer to your question. Just remember that any written policy contract governs the aspects of covered benefits vs excluded, thus do not rely on verbal communications to carry the same weight.

    I am not an attorney and the information contained above does not constitute legal advice.
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