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    2catie's Avatar
    2catie Posts: 1, Reputation: 1
    New Member
     
    #1

    Feb 2, 2007, 11:41 AM
    Affordable health insurance?
    Where can you find affordable health insurance? I work there is no benefits to get the cheapest health insurance it is over 150.00 a month that is with a big deductable, so If you need to go to Dr. it all comes out of your pocket. They I'm on medication it's almost 100.00 a month I had to make a decision health ins. Or med. So I picked the medication. Is there any health insures out there that is affordable? I can not afford anything over 100.00 and still pay for my medication. Any suggestions.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    Feb 2, 2007, 01:05 PM
    Depending on your age 150 a month is very afordable insurance,

    The policy for just me costs me over 600 a month 700 after I add dental and vision coverage.

    My son who is 6 and in good health costs @ 150 a month for a complete policy with a 500 deductable.

    As you get older and have health problems "IF YOU CAN EVEN GET IT" it is going to cost more and more.

    Also private insurance is not going to cover any pre existing condition for at least a year normally and could be completely excluded.

    I will be glad to give you some options and opinons if you wish to message me and give me more personal data, age medical conditions sex and state you live in.
    Oneill474's Avatar
    Oneill474 Posts: 427, Reputation: 2
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    #3

    Feb 29, 2008, 02:42 AM
    My wife has a hmo, the premium is $481.00 in Florida. The co-payment are around
    $10.00 includes drugs, dental, vision. He premium is very expensive. But the coverage is decent.

    The only other alternative is PPO which I cannot stand. You have to pay very large
    Deductibles. They don't pay very much.

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