Need advice on health insurance claim. Was traveling international, kid got hurt ended up paying $1400 for stitches. Paid upfront at that moment. Upon returning to USA I submitted the claim and my it ended up in deductible. Also; didnít get any insurance discount. Please if someone know any information on how to deal with insurance, we already paid the bill in full, now we want at least 80-20%. Please any advice on this would be appreciated.