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    N0help4u's Avatar
    N0help4u Posts: 19,823, Reputation: 2035
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    #1

    Jul 11, 2009, 09:18 PM
    Is this right and what should I do
    IDk but I haven't bothered doing anything because I feel like even if I did do something I wouldn't feel comfortable going back. I also figure I might as well check into finding something cheaper, they are way over priced.

    I went to a chiropractor a couple months ago and they determined that the curvature of my neck is really bad and that is causing a lot of my aches. He says it takes around at least 12 visits to correct.
    They claim that they do not turn anybody away if they can not afford them.
    So then they had me talk to their financial lady and she said it would cost $200. A month since I told her I didn't have any insurance and not much of an income. (Didn't even fill out any paper work on my income that I remember). I said that I could not afford that so they told me to call some places to get insurance. Those places said I was not eligible for insurance. I tried checking other places and they said an insurance plan would cost me $150. A month. $50. Less than the chiropractor wanted to charge me. In my logic charging $50. More a month than what you can go and get insurance for less to me is NOT working with me. So I feel they are not being ethical and out and out not being honest that they will work with you when they aren't.
    zippit's Avatar
    zippit Posts: 693, Reputation: 117
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    #2

    Jul 11, 2009, 09:24 PM

    Are you sure the insurance was covering 100%?there's usually a co-pay isn't there?
    N0help4u's Avatar
    N0help4u Posts: 19,823, Reputation: 2035
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    #3

    Jul 11, 2009, 09:31 PM

    Yeah I am sure there could be a co pay but I was just looking around for a starting point.
    I think I'd rather pay the insurance and the co pay than to pay the $200. To them. After all I could use the insurance at a primary physician and eye doctors even if that added a little more to the plan. But I can't even afford the $200. And wonder why this dr says we work with you when it does not look that way to me.
    zippit's Avatar
    zippit Posts: 693, Reputation: 117
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    #4

    Jul 11, 2009, 09:56 PM

    I really don't trust chiropractors but I don't want to go into that,when I experience pain now I prefer a massge therapist I have one that not only relieve pain but she can do ajustments and most can much more ralaxing than a chiropractor.
    Beside the next curvator what pain are you having?
    JoeCanada76's Avatar
    JoeCanada76 Posts: 6,669, Reputation: 1707
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    #5

    Jul 11, 2009, 10:19 PM

    I second that, Massage therapists can work better and a lot safer. The thing is they cost a lot of money as well.
    spiritcharms's Avatar
    spiritcharms Posts: 230, Reputation: 30
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    #6

    Jul 12, 2009, 01:52 AM

    I don't trust chiropractors either! Especially when they tell you how many sessions it will be and then they don't stick to that plan. The first couple of weeks are great, from hardly walking to bouncing out of the clinic!! BUT they then say you need to go back,which is a bit of a pig really when you're feeling the best you have ever been, then low and behold, you get half way through, the next appointment you feel worse than you did to start with, but by this time alarm bells are ringing and you don't want to go back, so left in a worst state then when you started! But for some people, they honestly believe the ploy to go back as you think its all part of the treatment and that if you don't you'll never know if it could have worked out and feel like you did those first few times!

    I always believed it was about the money, I couldn't afford it either, so had to borrow it from my family to pay for it, and it was money just wasted down the drain! I was furious!

    Of course I guess not all chiroprators are like this but when there's money issues to start with and they say that they can help you fund it, and they don't, then alarm bells start ringing.

    I personally think that a Osteopath (spelling?) is much safer and better.
    N0help4u's Avatar
    N0help4u Posts: 19,823, Reputation: 2035
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    #7

    Jul 12, 2009, 03:21 AM

    He is also an alternative meds doctor and I swear by alternative meds. Plus I KNOW I need to have my neck adjusted.
    What irks me is that they claim they work with you if you can't afford their prices and then they don't. I think they were saying that you get 4 visits a month. They said they want $200 each month. I asked if I could pay per visit and could only afford $40. A visit tops. They said NO you have to pay the $200. Per month.
    spiritcharms's Avatar
    spiritcharms Posts: 230, Reputation: 30
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    #8

    Jul 12, 2009, 04:37 AM

    I used to prefer alternative treatment,but with some I'm beginning to wonder.

    Anyhow this particular therapist doesn't seem right for you,if they are wanting the money up front like that,especially if they insist that they can help with your budget!

    Don't buy into it, if your in doubt,then don't bother with that particular one, see if you can find a more suitable one, isn't there any on the net that are part of a Holistic group.
    danielnoahsmommy's Avatar
    danielnoahsmommy Posts: 2,506, Reputation: 297
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    #9

    Jul 12, 2009, 04:54 AM

    Right or wrong, you have a choice. Pay the amount or find another doctor. This is how he makes his money ( educated professional) and you have a choice to use the services of this chiropractor or find another.
    danielnoahsmommy's Avatar
    danielnoahsmommy Posts: 2,506, Reputation: 297
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    #10

    Jul 12, 2009, 04:55 AM
    At 200 for 4 visits it is a bit much , but make sure it is not an unlimited numer of visits.
    N0help4u's Avatar
    N0help4u Posts: 19,823, Reputation: 2035
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    #11

    Jul 12, 2009, 04:58 AM

    I just think it runs along the lines as false advertising for him to say that he will work with your budget when he won't.
    I don't know how unlimited the service is. I think it is like 4 visits per month but I can only afford to pay per visit. That's not working with.

    I am looking into alternative things. Like I have been seeing stuff on the internet that you can buy to help fix your neck. One was a special pillow.
    s_cianci's Avatar
    s_cianci Posts: 5,472, Reputation: 760
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    #12

    Jul 12, 2009, 05:06 AM
    The whole point of insurance is so you don't have to pay out-of-pocket (besides your deductible) so it makes sense that the cost of insurance would be less than the full cost of paying the chiropractor direct. Actually $150 a month for health insurance sounds awfully low to me so it's possible that such a plan isn't very comprehensive. That said, chiropractic care may not even be covered or there may be a high co-pay in which case you could actually end up paying more than the $200 ea. month.
    s_cianci's Avatar
    s_cianci Posts: 5,472, Reputation: 760
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    #13

    Jul 12, 2009, 05:13 AM
    I think a lot of you are being a bit hard on chiropractors. When properly trained and qualified they are invaluable to overall health maintenance and well-being. And for best results you do need to see them regularly just like you meed to see a dentist regularly for optimal oral hygiene. Chiropractic deals with the mechanical aspects of your body as opposed to the bio-chemical aspects. As such, chiropractors do not prescribe medication because that's not there area of expertise. And no competent chiropractor will tell you that chiropractic care replaces or is a substitute for your regular physician.That'd be like your dentist telling you that, as long as you see him/her regularly, you won't ever need to see your eye doctor.
    spiritcharms's Avatar
    spiritcharms Posts: 230, Reputation: 30
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    #14

    Jul 12, 2009, 05:20 AM
    Quote Originally Posted by s_cianci View Post
    I think a lot of you are being a bit hard on chiropractors. When properly trained and qualified they are invaluable to overall health maintenance and well-being. And for best results you do need to see them regularly just like you meed to see a dentist regularly for optimal oral hygiene. Chiropractic deals with the mechanical aspects of your body as opposed to the bio-chemical aspects. As such, chiropractors do not prescribe medication because that's not there area of expertise. And no competent chiropractor will tell you that chiropractic care replaces or is a substitute for your regular physician.That'd be like your dentist telling you that, as long as you see him/her regularly, you won't ever need to see your eye doctor.
    That's a fair enough post. However, I was just giving my own personal experience and opinion on the matter, as I stated, I'm sure not ALL are like that. ;)
    zippit's Avatar
    zippit Posts: 693, Reputation: 117
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    #15

    Jul 12, 2009, 11:21 AM

    Can I suggest?
    If 200$ if for 4 visits then does that mean that its 50 per? Well yes so gather a 100$ to do two visits, than see how you feel about the two visits,and go from there.that way your only out a bill,and you not ugnoring the proublem and you can take the knowledge of the visits and go from there,I used to tell the massage therapist what the chiro was doing and they can pretty much do the same thing
    zippit's Avatar
    zippit Posts: 693, Reputation: 117
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    #16

    Jul 12, 2009, 11:23 AM
    Of course the BONE CRUSHER will disagree,that's who they feed there family
    N0help4u's Avatar
    N0help4u Posts: 19,823, Reputation: 2035
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    #17

    Jul 12, 2009, 11:34 AM
    Quote Originally Posted by zippit View Post
    can i suggest?
    if 200$ if for 4 visits then does that mean that its 50 per? well yes so gather a 100$ to do two visits, than see how you feel about the two visits,and go from there.that way your only out a bill,and you not ugnoring the proublem and you can take the knowledge of the visits and go from there,i used to tell the massage therapist what the chiro was doing and they can pretty much do the same thing
    That is the problem they will NOT budge off the $200. a month pre paid.

    My purpose for asking is more about is it legal to make claims they will not follow through with? And if it is something I can/should report to a medical revue board

    If they are working with you so it is affordable to everyone and no one gets turned down I don't see why they will not accept $40. Or $50. Per visit or $80. Or $100 per two visits.

    The guy is really good at knowing his stuff with alternative meds. He is one of the two chiroprators that I use as reference material for questions on here.
    zippit's Avatar
    zippit Posts: 693, Reputation: 117
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    #18

    Jul 12, 2009, 11:37 AM

    You can't look around and find someone that will? Worrying about the ethics of the chiropractors adverising practices will prove fruitless,they're all scum bags eveyone know's that holistic or not they are salesman you post proves my point
    N0help4u's Avatar
    N0help4u Posts: 19,823, Reputation: 2035
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    #19

    Jul 12, 2009, 11:44 AM

    Yeah I have decided that if I do ever get health insurance I am going to go to Dr Pompa
    Even if he is as expensive just for the principle of the point. Dr. Pompa is just as good but his supplements aren't as natural as the other guys.

    I am compiling a booklet, sort of like a guide to natural cures 101 and I was going to see about using that dr. Dr Pompa and a couple others as reference and to refer people to but I deleted him out of my booklet.

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