[wardyre]

Basically my Father is in financial trouble i.e any money that is paid into his bank accounts is swallowed by the bank with massive debts. We both have the same name and he has approached me asking if I could open a current account for him to use pay in his wages and withdraw them etc, I'm wary of this as it does not sound legal I don't want to reject his plea for help but I do not want to jeapordise my future with criminal records as I'm only 22 and in a very good financial position at the moment.

[NeedKarma]

This idea has danger flags waving everywhere. I know it's your dad but you have to protect yourself and your good rating.

[morgaine300]

It's curious that you could be doing well financially (and also sounding responsible) at such a young age when you came from someone who got himself in that much trouble. Just like everything else, that type of thing gets learned from environment from a young age.

You could help in a different way by trying to help him figure out how to handle the issues. I don't know about the bank grabbing up money, but generally in garnishment situations they have to leave some percent for living money. (Though it won't be exactly lavish.) You could perhaps talk to an attorney for him to find out what the local legal issues are surrounding this, help him find a way to be able to live but also pay on his debts in good faith. Or hire a financial counselor to help him. Since he's your dad, you can feel like you've helped in some other capacity, with the understanding that you don't help if he strays from the plan.

[Fr_Chuck]

First he can stop having his money put into that bank account and start paying and using cash and money orders

It is a fraud to do that, plus as soon as they trace his pay check they would get that money also, and may start looking at your personal accounts and even have your bank records brought before the court for review for possible fraud.