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    Shawnjp's Avatar
    Shawnjp Posts: 1, Reputation: 1
    New Member

    Mar 26, 2007, 06:53 AM
    Removing Paid items from credit report
    How do I go about removing zero balance items from my credit report, or should I even be trying to? If I need to remove them, do I contact the creditor? I am very new to this, so any advice would be greatly appreciated!

    Also, does anyone know what the codes stand for on the report? Example: I-3, or B-1
    Lowtax4eva's Avatar
    Lowtax4eva Posts: 2,467, Reputation: 190
    Ultra Member

    Mar 26, 2007, 10:36 AM
    To have paid items removed, yes contact the creditor, it would have been good to have them put in writing they will take it off your credit report before the last payment. I'm not so sure they have to by law.

    The codes usually mean how often you pay late, go to your bank they can sit down and explain the credit report to you.
    gazelleintense's Avatar
    gazelleintense Posts: 175, Reputation: 13
    Junior Member

    May 2, 2007, 07:12 PM
    I believe the only thing you can have removed from credit reports are errors.
    tinababy's Avatar
    tinababy Posts: 1, Reputation: 1
    New Member

    May 3, 2011, 10:36 PM
    I received a judgment against me by a debt collection agency, We had a court date I was there but they never showed up the judge dismissed the case how do I get it off my creadit it is public record

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