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    Oneill474's Avatar
    Oneill474 Posts: 427, Reputation: 2
    Full Member

    Dec 17, 2006, 05:10 AM
    Credit card account
    Equifax Credit report showed Providian Bank as actived. Which sent me credit cards I did not want, and I sent them back. Since the account was never active or used. It should be removed or closed. As a previous askme member told me.

    But here is the problem Providian Bank does not exist any longer
    It was taken over by Washington Mutual . Should I contact Washington
    Mutual about the Providian account

    Morrowrj's Avatar
    Morrowrj Posts: 345, Reputation: 22
    Full Member

    Dec 17, 2006, 05:13 AM
    I certainly would. Also you can file a dispute of the account. I believe there are instructions on all three credit reporting agencies websites. Once you file a dispute the creditor has a month to respond. If they do not, then the item should be purged from your credit report.

    Good Luck

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