Ask Experts Questions for FREE Help !
Ask
    downie1's Avatar
    downie1 Posts: 1, Reputation: 1
    New Member
     
    #1

    Mar 23, 2015, 06:19 PM
    How do I find out if my estranged deceased husband had a 401k
    My estranged husband died December 2014, at time of death he was living with a woman described on his death certificate as his companion. I need to find out if he had any 401 k's or life insurance. Can you tell me how I can go about this. He lived in the state of Florida, I reside in SC.
    ma0641's Avatar
    ma0641 Posts: 15,681, Reputation: 1012
    Uber Member
     
    #2

    Mar 23, 2015, 07:43 PM
    Is there a will? If so, who is executor? Are you just "estranged" or divorced? You will need Power of Attorney to get anywhere.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,272, Reputation: 7690
    Expert
     
    #3

    Mar 24, 2015, 04:34 AM
    Since his power of attorney would end at his death, unless you are listed on those, it will depend. He will normally have listed a beneficiary that will receive those at his death. If none is listed, they go to his estate. You will need to see about the probate in his state, and see if you are considered a heir.
    joypulv's Avatar
    joypulv Posts: 21,593, Reputation: 2941
    current pert
     
    #4

    Mar 24, 2015, 04:59 AM
    How did you get to see his death certificate, or even just what it said?

    That person should be the one to tell you about a will or not, and any policies or not, and who the beneficiary is.
    If the companion is unwilling to tell you anything, then you have a lot of work to do. Start with the probate court nearest to where he died.
    Some people never find the administrators of any 401K. You need to know where he worked, and so on... very difficult.
    Insurance is hard too, unless you are listed on it. There's no big central pool of all insurance to contact.

    Social Security will contact you about any of his benefit you are entitled to.
    ScottGem's Avatar
    ScottGem Posts: 64,970, Reputation: 6056
    Computer Expert and Renaissance Man
     
    #5

    Mar 24, 2015, 05:05 AM
    As noted, both 401(k) accounts and life insurance policies list a specific person as beneficiary. So it would be up to the administrators of those (the company where he worked or the insurance carriers) to locate the beneficiary for payment. On his 401(k), if you were not legally divorced, then he could not have removed you as his beneficiary without your consent. You can contact any of his former employers to see if there is a 401(k) balance. Life insurance will be harder to locate, so I would just make sure that you can be found.
    AK lawyer's Avatar
    AK lawyer Posts: 12,592, Reputation: 977
    Expert
     
    #6

    Mar 24, 2015, 07:03 AM
    If the decedent died intestate (without a will), domiciled in Florida, and married to OP, his estate would be probated in Florida. As his widow, OP is qualified to apply to be personal representative (even though a non-resident). She should hire an attorney there to open the estate. Once appointed PR, she will have much greater ability to ask questions of companies which may hold 401Ks and the like in decedent's name. She could also depose (take the deposition of) the "companion".

Not your question? Ask your question View similar questions

 

Question Tools Search this Question
Search this Question:

Advanced Search

Add your answer here.


Check out some similar questions!

Estranged husband [ 2 Answers ]

My grandmother died and left me some money and her estranged husband is trying to take the money from me can he do this

How do to I find out if my deceased father had a 401K OR any retirement entitlements [ 2 Answers ]

How do to I find out if my deceased father had a 401K. I don't have his place of work but I do have his ss#.

How can I find my deceased father's 401k money? [ 2 Answers ]

My father passed away October 4, 2010. My Aunt Susan his sister, has let me know that he had a 401k. My father has never paid child support, and was not there for me ever. My question to you is am I entitled to his 401k? I know his ssn# His name is also on my birth certicicate. If there is...

How to find out if there is any money from my deceased husbands 401k plan [ 3 Answers ]

My husband was murdered 2 years ago, He worked for Vista Paints for a few years then he was a Manager for Lowe's in Moreno Valley I know he had a 401K at both places. How do I find out if me or His two children are Intitled to that money?

Deceased husband's 401k [ 4 Answers ]

My husband passed away last year at age 42. He may or may not have a 401k, but I have no way of knowing. It was a controlling relationship and he had all that information. We separated right before he passed away, and his sister took all of the important papers. I have contacted 2 employers... one...


View more questions Search