1- If a light fixture has a label that says "don't use anything larger than a 60 watt bulb," which I presume is about heat generated by an incandescent bulb, is it safe to use a new, energy saver 100 watt fluorescent bulb that is labeled to only use 25 or so watts? I'm assuming that the new bulb puts out a lot less heat.

2 -I'm fixing a 12 volt quartz halogen desk lamp and have to replace the on-off toggle switch. It is small, and the only replacements available are "on-on" switches. The sales guy at Fry's told me to just cut off the third terminal (the connection to the second "on.") and that position will become the "off" position. Is this correct? Is this the standard way these things are done?