I would like to know what if anything a person could do if they were involved in a accident 7 or 8 months ago and it was never turned in to insurance. I was involved in an accident where I hit someone else's car... after the accident she told me that she would not turn it in to the insurance if I agreed to pay her for the scratch that was left on the car... I agreed. Because the police were there and a report was made I received a notice to turn in insurance info to the bmv... since I did not have insurance at the time, my license was expired. I gave the girl that I hit money soon after the accident. Now it has been months later and she has been calling and leaving messages on a relatives phone threating to take me to small claims court to collect the money that she feels she is owed... there were no reciepts exchanged when I did give her the money though.