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    topladyj's Avatar
    topladyj Posts: 323, Reputation: 13
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    #1

    Mar 5, 2008, 02:38 PM
    Trying to get credit and can't
    As some of you may rember I was asking about how to get credit if everyone turns me
    Down some of you said to get a secured credit card... but I was curious is a secured credit card and a prepaid credit card the same thing?
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    Mar 5, 2008, 03:40 PM
    No they are not, a prepaid card is not really a credit card but a debit card.

    A secured card is a actual line of credit that uses the money you depoist into a separate account with their company to secure your line of credit.
    topladyj's Avatar
    topladyj Posts: 323, Reputation: 13
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    #3

    Mar 7, 2008, 12:49 PM
    Do You Have Any Recommendations For The Best Cards Or Websites To Apply?
    cmm4ever's Avatar
    cmm4ever Posts: 15, Reputation: 1
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    #4

    Mar 12, 2008, 08:02 AM
    Im trying to get/build credit also. I was told to try working out something with my banK like get a secured credit card.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #5

    Mar 12, 2008, 09:23 AM
    Ok, I am mixed on recommending them, if you follow all the rules, if you pay on time, never late, they can be great, but if you are late, you will see your interest rate triple or more

    Capitol One has a good secured card.
    topladyj's Avatar
    topladyj Posts: 323, Reputation: 13
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    #6

    Mar 12, 2008, 10:12 AM
    Thanks I didn't know capital one did secured credit cards. I will try them and also my local bank thanks guys good luck to you to cmm4ever
    Kishawnee's Avatar
    Kishawnee Posts: 1, Reputation: 1
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    #7

    Apr 17, 2011, 02:33 PM
    How can I get a credit card. I live in St. Thomas virgin islands

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