I had a problem with my landlord a few years back. The check I wrote him bounced, and he pressed charges. I ending up having to pay fines, which I paid on time, and was told that it all would be taken off my record. I think it was called "ARD." My questions is: Why is the total amount of the fines I PAID on my Equifax credit report? It shows as a "judgement" against me and the amount, but does not show that it was paid.

If I never defaulted on any kind of payment on those fines, why is it on my credit report??