Good evening, just a quick question: I am a single person, with two children, working a full time job and am finding it hard to make ends meet. I have looked for a second job to get ahead, but where I live, the jobs are scarce and its hard to comply with others hours because of my shifts at my first job.. and I kind of feel guilty taking away from someone who could use the work more than I.. so I did something crazy and went to a high risk lender and got a loan for 5400.00, I have had the loan since February this year, and so far have paid into it 2136.00 and still have 93% left to pay, looking over my paperwork the annual interest is 46.6%, heartattack.. yes. I was OK for a few months, but teenagers are expensive, and My oldest,19, has since moved out and my youngest,17, is staying with his dad. I am now finding that with this loan, and seeing now how I really shouldn't have done this, I am struggling to get through the months. I have attended food banks, and my family has helped as much as they can up to this point. The financial stress is taking a toll on both my physical and mental health, and the last thing I want to be is useless at work. I have been there for seven years and plan on being there many more years to come. I am wondering if there is anyone who can help me with this loan, even at a repayment plan of 200.00/ month, this is a burden that I have to admit scares me, and something I will never do again.