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    junior23's Avatar
    junior23 Posts: 7, Reputation: 1
    New Member

    Feb 9, 2007, 12:44 PM
    Credit score
    My buddy told me that there is a form or something that you can fill out regarding the credit card companys that states you donot what any credit card offers for a period of one year.Then once this paper work is filed with the credit report agencies a persons creit score will raise 25 points .So my question is how much truth and accuracy is there to this .
    ballengerb1's Avatar
    ballengerb1 Posts: 27,379, Reputation: 2280
    Home Repair & Remodeling Expert

    Feb 9, 2007, 01:55 PM
    Do not know about that form but get this. If they offer you a card and you take it, your score improves because you now have more available credit.
    Bobak's Avatar
    Bobak Posts: 12, Reputation: -1
    New Member

    Feb 12, 2007, 12:09 AM
    There is no set # that your score will increase, but you can opt-out for 1year, 5 years, or permanently and they will no longer send you offers from "prequalified" credit cards or insurance policies. Realistically, 25 points isn't happening, but it's free and only takes a few minutes. I have website in my office, email me and I'll send it to u.
    KMSRyana's Avatar
    KMSRyana Posts: 142, Reputation: 26
    Junior Member

    Feb 12, 2007, 11:57 AM
    I put a post on this, it's in the "Tips" section of AMHD. Here is a link to that page, it has a link to the website where you can directly Opt out, and read up on whether you do or don't want to.


    Good luck!!

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