I have been advised that I should transfer part of a balance of one credit card to another card in order to maintain 50% debt to credit limit ratio on _each_ card even though my _total_ debt to credit limit ratio is already below 50%. (Most of the debt is on one card for convenience.) I could...

I recently signed up for, received, and have already begun using a new credit card in my own name and own account (my previous card was in my name but under my father's account). I have not yet received my first bill. The main reason that I got the card in the first place as opposed to just using...

Which Is Better Debit Card Or Credit Card? We increase our Debts like any thing when we have Credit Card because we spend /buy the goods with free hand / shopping habits, in this case will it not be a better to keep a debit card instead of a credit card? :confused: What are your views on...

Hai, I don't possess a credit card till now. I am planning to buy a car by applying loan. My friends advised me that if I pay my loan premium using a credit card, it would help building my credit history. They also told me to look for 0% APR (any such offer for the first year) or less APR to...

I Need Credit Card To Purchase Some Books