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I want to pass the word around about the “Credit Bureau of San Luis Obispo & Santa Barbara Counties”. Do fall for this trap; this is a scam collections company.

Beware of them threatening you about your credit report and what they will do with it. Report them to the Federal Trade Commission and also on the do not call list with the Federal Communication Commission. Ask them to stop calling or cease communication, noop, they will do what they please and call you when they like and continue doing it to harass you.

If The Credit Bureau of San Luis Obispo & Santa Barbara Counties has your account dispute the account, do not pay them a dime; if there is a settlement offer, get it in writing and if you pay, pay with a money order and sent it certified mail only. I repeat do not send them any money, they cannot be trusted. They will harass you to the point of pain and they use fake names by lying over the phone. They claim they are looking for work or a business opportunity to send you something in the mail, like a prize or something to trick you. Also do not sign any certified mail from them and if you send anything to them, certify everything you mail out. Send a copy to the Attorney General and the Federal Trade Commission as well to your State and Federal representative.

Your credit report, they notify the credit reporting agencies false information about trying to locate you when there is no verification. If you see inquires on your credit report, report this matter with the Attorney General and contact a lawyer. They will mark allover your credit report, so please watch your credit report for anything misleading.

Beware of their lawyers; they will serve you at addresses you don’t live at as well. They want that judgment so they can take everything they can get from you, that is what they do. Live in a different country, you may find out they served an address you don’t live at and won a judgment lying to the judge of that address. These are part of the tactics they do.

Giving your Visa number or check number over the phone, they can take more than disputed out of it. Don’t trust The Credit Bureau of San Luis Obispo & Santa Barbara Counties as these people are very hard to deal with. They want your banking routing number, this is a trap, beware of this method. Also your home address, they will use tactics to get their money, so always use a PO Box and money order, with all collection agencies and always certify your mail when sending your money. You need to document everything; these people will call people searching for money or your location information. If you write to them, do expect any written correspondence, they do not write back. They do not tell you their polices either, they will tell you, you have no business knowing about their policy's is what your hear from them. The more you ask the ruder they get with you. Also they monitor their calls; even if they don’t tell you this beware they are recording everything when they call to reach you.

I found this collection agency on the bad customer service list and reports about them online. If you have an issue with this company please notify the Better Business Bureau and file a complaint. They use bad business practices and no one should have to deal with agencies like this.

They do not listen to the people they collect from, even there is enough information their client is wrong, they want they 40% commission or more.

They also lie to credit reporting agencies and provide false information on your credit report, they do this to harass you and they will not settle.

You deal with “Credit Bureau of San Luis Obispo & Santa Barbara Counties”; you have to deal with a crooked collection agency. Beware who you write to, to complain about this collection agency because they will misinform them that your wrong and they have a reason to collect regardless of the dispute with they're client, even if they're client requests to pull the account off the record, they want their share regardless.

Beware if you file a report with the American Collectors Association Inc, they will lie to them on a response if you file a complaint, so please make it on your list that they need to be informed to other agencies in State and Federal government about this crooked collection agency.

These are other agencies they are apart of:

Consumer Data Industry Association (formerly: Associated Credit Bureaus, Inc)
Arroyo Grande Chamber of Commerce
Santa Maria Chamber of Commerce
San Luis Obispo Chamber of Commerce
Grover Beach Chamber of Commerce

THIS IS WHY ONE MUST VERIFY THE ALLEGED CLAIM, Please read this post:
https://www.askmehelpdesk.com/bankru...aus-51714.html

Good help