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    mosmama's Avatar
    mosmama Posts: 7, Reputation: 1
    New Member

    Mar 16, 2007, 04:29 PM
    Statute of Limitations on Student Loan Judgments
    I had a judgment on a student loan. The judment was over ten years old. I thought the statute of limitations had run and therefore the judgment and the higher interest on the judgment were no longer valid. I have now been told judgments on student loans never expire. They do on other types of debt, but not student loans.

    I know student loans are collectible forever, meaning the principal and contracted interest. Does anyone know if judgments on them expire with the statute of limitations?
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,304, Reputation: 7691

    Mar 16, 2007, 06:18 PM
    The laws and rules on gov guarnteed student loans are different from many other debts, ( they can not even be discharged though bankruptcy normally)

    I can't find the actual law on it, but it was my understanding they don't expire.
    maryp8's Avatar
    maryp8 Posts: 3, Reputation: 1
    New Member

    Jul 28, 2010, 12:55 PM
    I had a private, not federal loan in 1968, known as a Gulf loan for $600.00, now the University wants $1,887.98
    I can not get a job with the school district, because, they have my transcript, is not the statue of limitations
    In Texas expired in this loan?
    Mary A.
    DownUnder's Avatar
    DownUnder Posts: 492, Reputation: 24
    Full Member

    Jul 28, 2010, 04:58 PM

    Well,debt never expires morally,but why did you not address this issue sooner? Did you not years ago try to pay this?
    C'mon now (1968)! Did you not know there was a judgement against you? Sorry but I have a hard time understanding this one.

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