By law... credit card companies can charge you overlimit fees, late fees etc. based on the laws in the state where the company is located. When you are brought into court for a judgement, the statue of limitations that is applied is from what state? Where you live? Or where the credit card...

I paid off a credit card in 2000 after it had been deactivated. A couple of months ago, I started receiving calls from a collection agency about that card. I requested the provide me with information about the account and received nothing. They are now threatening me with small claims court. I have...

I am trying to find out what the different terms mean for the Ohio statue of limitations for credit card accounts. I checked to see what the different statue of limitations were for Ohio but I am confused by what the different terms mean. Does a credit card come under the "Written or Oral...

My daughter has an outstanding credit card debt from the late '90's. She received a letter from a lawyer threating her with court action. She is on a disability pension. Can she be sued/garnisheed or is this a scare tactic from a collection agency? Tks for your input