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    sdgone's Avatar
    sdgone Posts: 2, Reputation: 1
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    #1

    Feb 16, 2011, 08:17 PM
    Judgements
    Judgements filed against my wife who is on permanent SSD. We own a home together, I want to clear these off the records for the house as I would like to refinance topay off other CC debts of mine. First is this possible to clear these, and 2nd how does one go about it? Thank you.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    Feb 16, 2011, 08:53 PM

    So after the judgement, they also filed a lien on the house ?

    A judgement does not automatically put anything "on a house" they have to go to court to get a lien after the judgement.
    Also in some US states, they can not do that on a homestead.

    But I will be honest, borrowing more money to pay off credit card debts ( using your home to borrow money) is a very poor idea, if you do'n't pay credit cards, they can't take your home, ifyou don't pay a mortgage they can take your home

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