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    paulie16's Avatar
    paulie16 Posts: 2, Reputation: 1
    New Member
     
    #1

    Feb 19, 2008, 01:36 PM
    Lien
    Can a collection agency issue a lien on a property if my name is on the deed but not on the loan? Also her name is not on the unsecured loan
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
     
    #2

    Feb 19, 2008, 01:48 PM
    If they obtain a judgement aganst you they can put a lien on any property you have ownership interest in (meaning you are on the title). Whether there is a loan on the property that is not in your name is immatierial.
    Justice Matters's Avatar
    Justice Matters Posts: 210, Reputation: 27
    Full Member
     
    #3

    Feb 19, 2008, 06:33 PM
    We concur with ScottGem although depending upon your jurisdiction it may be referred to as a writ as opposed to a lien.

    Generally, the writ/lien can only attach to your interest in the property. Therefore, if you are a half owner the writ/lien attaches to your half and not the other owner's half.

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