Hi, if you fell behind on your credit card payments after you had thyroid surgery, and on SSI, and have no other assets, don't own a car, home or bank account. Your SSI goes direct deposit, & a debt collection agency that is suing you is asking for proof of your being on SSI, is it wise to send a copy of your award letter and a letter explaining your hardship like they requested. I am somewhat hesitant of doing this. What should I do?