Thanks for taking my question,

A creditor placed a judgement against me and had my bank account frozen. I called my bank and they said to contact the court, the court told me to contact the creditor. She said that the creditor has the power to release the hold on my account. I don't feel that I am obligated to pay them every penny of the amount they want. How do I make a settlement with them and get them to release the hold on my account. I know these things are touchy and I want to make sure and handle this properly to unsure getting access to at least some of my money. How do you recommend I handle this?