Hello,

I posted in the credit forum of my dilemma, I was served 2 days ago.I have 20 days to respond in writing.. The debt is rather high, I have been reading a lot on this forum. And this states law.. I moved here(WI) 19 months ago.. Not sure how to approach this.Have been reading about Bankruptcy as well. Not sure if that is the route to go. If so will I be able to keep my transportation?As I have nothing else of value.
Any help or direction to look for reading or help would be appreciated
Thank you Nova