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I was not saying credit cards are bad, but maybe to make sure that when you sign for one you realize more of the responsibility that comes with it. I always knew that I owed the money and I was...

I just wanted to update what happened in court. The state of NJ can garnish your wages and no matter what you say the court can not stop them. The case of Great White vs Guido stipulates that the...

No, I have been paying $15 to $20 a month for this card. The $70.00 represents the maximum that the credit card company would have charged me per month. I have been making roughly the monthly...

I have been paying the law firm since July of 2005. I also sent correspondence to them explaining the situation and that I was unable to make the settlement they wanted and suggested another and...

I spoke to someone in my office and they said that the law office on behalf of the credit card has accepted the payments for the last year and has cashed them. I have copies of all checks. He said...

I have a question, I am going to court for a debt with a law office regarding a credit card that I have been paying since last July. I have sent letters to the law office stating that I owe the debt...