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Are you sure the statute of limitations hasn't run out on this debt? Many states are 4 years... this could make your case uncollectable whether you owe it.

Regardless, show up in court! Otherwise...

Hello Debt experts,

So I went to court against a collection agency for a debt I didn't owe most of and the judgement was in my favor, they had no proof, no plaintiff etc. (for those interested see...

Hi Jacob,
If you've been served a summons, you have to answer it, file your INTENT TO DEFEND. Do this within the time frame they give you. This you must do in order to defend yourself, otherwise...

Well, I went to the court today with all my evidence, my list of questions to cross examine the plaintiff, all my research and waited for my time to appear before the judge.

The judged called me...

Well Scott I took your advice and didn't call them, I figured that I should just go to court on Thursday and see what they have on me. For all I know they may not even show up , since the company is...

Scott-well the trial is next week , so not a whole lot of time to do mail! Are you suggesting I don't call and do mail just so I have a paper trail or so as not to say anything to incriminate myself?...

So I finally got a response to my second request for validation.

I was sent an envelope containing copies of some credit statements from when my credit card went into default (which was after I...

Ok another question!

I sent the collection agency a debt validation letter when I got the summons, and in my answer to the court I stated I demanded strict proof of the debt.

I haven't heard...

Why are you even posting to this site. Get in a car and get the puppy to the hospital right away!

Thanks everyone! Wow that's fast-

I just realized my post might have been confusing-the trial isn't until July 12 at 1:30pm, so I still have a little time.

Hopefully it goes in my favor, and...

Do you happen to know how long it can take to levy a bank account-is it something they can do immediately that day? (my trial is at 1:30 pm). How do they find bank accounts so quickly?

Oh I hope...

Thanks Scott! Apparently I have to spread some reputation around before giving you an official helpful rating!

Well, even if its put off, I am not sure if they can prove all the debt, seeing as...

I asked this in another post but it got buried in between my other questions...

If I receive a judgment against me in civil court, and appeal that same day, is the collection agency able to...

So, since my original posting, I have answered with my intent to defend and , and in my answer demanded proof of the debt. I received a notice of a hearing in magistrate court on July 12.

A...

Student loan debt won't ever go away! Its government debt. They will most likely find a way to get you in Canada, plus if you ever plan on living in the US again and your loan is in default they will...

You aren't being sued by Portfolio Recovery Associates are you? Because I am going through similar with a Providian card. Providian and Portfolio recovery are infamously ruthless!

If your date of...

So, today I went to a lawyer consultation, referred to me by the GA Bar association.
She informed me of a few things:

The most important being that in Magistrate court you cannot file a motion of...

Mr Yet,
Is this the letter I can use to send to the lawyer and collection agency in my case (see my previous posts) I need to send a discovery letter pronto! I am a little worried that I just got...

So they should produce the original contract, which I'm hoping they won't have... I have denied the claim however and asked for proof of my debt in my intent to defend, but don't know if that will be...

Hi,
I have read many helpful things on here for people being sued by collection agencies. I am being sued by a collection agency for a debt that I don't feel I owe (well the entire amount of at...

I am going to the court today to file an intent to defend against a claim made by a collection agency Portfolio Recovery Associates, for an amount I do not believe I owe.

The summons says
"You...

Thank you! So do I need to file any motions with the Intent to Defend... such as the "motion of discovery" I have read about? Also is there a specific form I need to use for "request for...

Thanks Scott for your quick reply!
I believe it said I could mail it but it would have to be notarized. Is there a standardized form that is usually used for this? And do I write in the motion,...

Hi All, Hoping for some advice!

I was served papers that I am being sued by a collection agency (Portfolio Recovery Services) here in Georgia for $5,928.00 for an old credit card debt that I...