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Received summons from junk debt collector
I received a summons from a junk debt collector,whom I've never received any correspondence from. Attached to the summons was a "Generic Customer Membership Agreement" with a date of "XX20__, with evidence such as this, do they have a case against me? Also, what can I do to fight this, the card limit was $250 and has now ballooned to over 3K.
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Do you or did you actually owe the debt Where is this at, what country and if the US what state When was the last time a payment was made or you agreed to pay anything And you can fight any charges not allowed in your agreement. It is not unlikely for a 250 dollar debt to easily be 1000 dollars, 3 K does sound fairly high |
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This is in Illinois and the last payment I can recall may have been around 2005. Is there a way the collectors can tell what the last payment was. Also, exactly what information do the collectors get when the account is purchased from the original creditor?
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