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gyno · May 3, 2009, 03:28 PM

If the Credit Card company wins judgement, is there a law that allows me to keep my car?

Amount is $3,000 and I legitimately owe this, is it even worth it to pay the $200 and answer the court when I'm going to lose anyway?

Is there anything I can do to slow the process down, and my car is old and cheap valued under $1000.. They can't seize it could they?

gyno · May 3, 2009, 03:31 PM

Originally Posted by gyno

If the Credit Card company wins judgement, is there a law that allows me to keep my car?

Amount is $3,000 and I legitimately owe this, is it even worth it to pay the $200 and answer the court when I'm going to lose anyway?

Is there anything I can do to slow the process down, and my car is old and cheap valued under $1000.. They can't seize it could they?

Im from CALIFORNIA..

I can't find an answer to what property is exempted from seizure.

DownUnder · May 3, 2009, 05:35 PM

I don't know about califorina's credit card laws
I think it varies from state to state as does the sol's ,but anyway the company doesn't want the car unless they put a lien on the title Most likely they would get a judgement and then that gives them the ability to go after wages,and bank accounts so I think not answering would be the wrong thing to do Just curious why would it cost you 200 dollars to answer the court?

ScottGem · May 3, 2009, 05:56 PM

There are dozens of threads here that answer the question about showing up in court. And it shouldn't cost you as the defendant.

Most creditors will not go after a car, unless there is a chance selling it will cover the entire debt.