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    johnnieedward's Avatar
    johnnieedward Posts: 1, Reputation: 1
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    #1

    Jan 16, 2018, 12:39 PM
    I received a letter stating i had a deficiency judgment with cmhc. Not a clue what th
    I received a letter stating I had a deficiency judgment against me with CMHC. Thet referenced an account number as well but I really have no clue what this is about? Is it a fraud or is it legit. Last week I also received a phone saying I owed revenue Canada money and if I didn't pay, I was going to jail. I ignored it as I've heard of many scams.

    What should I do as you can never get a hold of revenue Canada.
    ma0641's Avatar
    ma0641 Posts: 15,675, Reputation: 1012
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    #2

    Jan 16, 2018, 03:08 PM
    Do you have a mortgage with them? Certainly anyone calling and threatening jail is a scam or a collection agency. Past bankruptcy or default?
    Alty's Avatar
    Alty Posts: 28,317, Reputation: 5972
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    #3

    Jan 16, 2018, 04:01 PM
    The phone call is a scam, I've had it before too. They call, claim to be the FBI (which don't even operate in Canada) and that I owe taxes. If I don't call back the number they provide I'll go to jail. I've never called back because I know it's a scam. Revenue Canada doesn't do an automated call with a recorded voice to tell you you owe money.

    The letter should be easy enough to check out. Go online, find a website for CMHC, send an email. But make sure the website is legit.
    tickle's Avatar
    tickle Posts: 23,796, Reputation: 2674
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    #4

    Jan 17, 2018, 04:37 AM
    You are being scammed. Revenue Canada do not operate like that.
    tickle's Avatar
    tickle Posts: 23,796, Reputation: 2674
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    #5

    Jan 17, 2018, 09:14 AM
    And for that matter, neither do Central Mortgage and Housing Corporation. Report this to the police so they are aware of another scam going around. They should know.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #6

    Jan 17, 2018, 06:57 PM
    Hang up on any and all phone calls, if you get written letters, deny it and require them to send proof of the debt.
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