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    BUSTER's Avatar
    BUSTER Posts: 1, Reputation: 1
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    #1

    Oct 9, 2006, 07:23 AM
    Payoff-13
    Wife Is In 11th Mo. Of Chapter 13 For Credit Cards And Is Listed On Mortgage.I Can Refinance Or Obtain Loans In My Name .what Can Be Done To Eliminate Debt I Have And Get Cash For Things We Need . Lawyer We Have Is No Help.what Is Best Way To Pay Off Chapter 13 And Get Money We Need
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    Oct 10, 2006, 01:49 PM
    If you have a chapter 13 and have access to more money, then basically you have not told all of the truth to the bankruptcy court, since a chapter 13 is a budget ( fairly tight) that lasts several years to allow you to pay off debts, many at a percentage of the value. So if you have the ability to pay off more, then the plan would have to be re-written to allow larger payments to the plan, thus allowing the unsecured debtors to receive more money.

    I will assume your lawyer is saying no, and you don't like his answer

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