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    belikethatxx's Avatar
    belikethatxx Posts: 1, Reputation: 1
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    #1

    Sep 3, 2008, 07:31 PM
    Overdrawn Account
    I have an overdrawn account at a bank. I don't make very much and I am kind of in a bind. :( I don't know what to do. They charge me almost everyday. It's about impossible for me to make the full payment. What can I do?
    star3114's Avatar
    star3114 Posts: 234, Reputation: 44
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    #2

    Sep 3, 2008, 08:09 PM
    I actually work for a major bank and I would recommend going into the bank you opened your account at or the branch you deal with frequently. Make an appointment to speak with a personal banker there and explain your situation. In some instances, they may be able to waive some of the fees and/or work out a payment plan to get back on track. They may have other options too to help you. Good luck!
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #3

    Sep 3, 2008, 08:43 PM
    First remember you are over draft because you spent money you did not have in the account I will assume this was done in error. So talking with the bank and trying to work out arrangements would be the best bet.
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