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    rodach's Avatar
    rodach Posts: 1, Reputation: 1
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    #1

    Oct 10, 2008, 03:06 PM
    How many times
    Just wanted to know how many times a person can file bankruptcy to save there home if a previous bankrupcty has been dismissed
    twinkiedooter's Avatar
    twinkiedooter Posts: 12,172, Reputation: 1054
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    #2

    Oct 10, 2008, 04:10 PM

    You have to wait so many years in between the filings. If you filed a Chapter 7 you have to wait 7 years before filing another Chapter 7. You can file a Chapter 11 after a Chapter 7 but the Chapter 11 is basically a reorganization plan and you have to have sufficient income in which to repay the creditors. The Federal court filing system will catch the refile and bounce it back if filed too soon after the first discharge.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #3

    Oct 10, 2008, 05:55 PM

    Actually the time between chapter 7's changed last year to 8 years between.

    Also on the chapter 13's if the repayment amount is less than 30 percent it is treated as a chapter 7 inregards to the time frame between filings.
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