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    chessmaster's Avatar
    chessmaster Posts: 1, Reputation: 1
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    #1

    Nov 29, 2006, 05:23 PM
    Credit card judgements
    I have a collection agency that is after me for a credit card debt that I owe. I'm not looking to not pay the credit card company, I'm just waiting to come across some money
    Where I can pay off the balance altogether in full. I keep telling the collection agency
    That I will send them some money at a given date, but when that date comes, I can't seem
    To afford to send them what I told them. I don't want to keep lying to the collection agency
    I just want to wait to be able to pay them in full. In the state of Texas, if a judgement is placed on me, can they garnish my salary? I don't have any bank accounts, nor do I own
    A home, or have a vehicle to my name. I live paycheck to paycheck and it's not easy. What other options do I have?
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    Nov 29, 2006, 05:52 PM
    Let me see, that day will never come, they know it, you know it.

    Set up paying them a certain amount each week or each month ( just like putting it back for them, but they actually get it)

    And before you know it they will be paid off and they will stop bothering you

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