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    deedeevin's Avatar
    deedeevin Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Nov 12, 2009, 08:17 AM
    Checking accounts
    I have credit card judgements against me,I no longer work and can not pay them would a bankruptcy remove them so I can have a checking account with my husband?
    XTC832's Avatar
    XTC832 Posts: 60, Reputation: 6
    Junior Member
    		  
    #2

    Nov 19, 2009, 11:13 PM
    Bankruptcy supersedes everything. If you have judgments against you currently, then yes, filing for bankruptcy will stop them. A good bankruptcy attorney will go over your financials with you and determine which Chapter you should file. A lot is involved with bankruptcy, but Chapter 7 is often called "fresh start" bankruptcy for a reason. If you receive a discharge (more than 90% do), you can open a checking account in every state if you wanted to. If you have a checking account now that is being frozen because of a judgment or court order, guess what? Once you file Chapter 7, that order gets removed immediately.
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