I received a summons to collect a large credit card debt I cannot pay due to financial hardship. How do I answer when I do owe the money but just have no ability to pay it?

I live in Minnesota and I received a summons for a credit card debt requesting an answer within 20 days. I don't have the money to pay for the amount that I owe and am currently working on investigating my options for how to pay this money. I am completely unaware of this process and what...

I was served last night at my house from Capitol One. They are suing me for $2100. I know that I owe the money and want to pay it back. I have two questions. The first one is do I have judgment against me already or if I ignore the summons then they will place a judgment against me? My second...

I have been summons by Capitol One through an attorney for an unpaid credit card debt. I must reply in 30 days. The problem is the attorney fees. I am willing to pay Capitol One what I owe them, but the attorney fees are too much. They are asking the for the same amount as owe Capitol One of $852...

I am so desperate and so worried that I find myself seeking the help of strangers. On Friday I received a hand delivered summons to appear in court regarding a credit card debt. I have opened credit cards in the past, but I do not remember this particular bank. I also wonder if I did owe,...