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    moonlite's Avatar
    moonlite Posts: 90, Reputation: 3
    Junior Member
     
    #1

    May 31, 2016, 03:49 PM
    UCC list??
    I received a very strange phone call today from someone and now I am worried. What he said was the following: "I have your file here in front of me and I can offer you better rates." When I told him I did not apply for any loans, he said that my business is listed in the UCC and that someone has received or is trying to apply for a loan under my business name. When I pressed him for more details, he could not provide it. Was he trying to force me to take a loan, or is this something I should worry about- that someone is using my business name to apply for credit ? How can I find out ? This is truly a screwed up world!
    ma0641's Avatar
    ma0641 Posts: 15,681, Reputation: 1012
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    #2

    May 31, 2016, 05:03 PM
    Tell them to send you acopy of the application.
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
     
    #3

    May 31, 2016, 05:54 PM
    Businesses have credit reports too. If you aren't checking yours you aren't being diligent.

    That being said, I suspect this was either a cold caller who got your name from the phonebook, or a scam artist who got your name from someplace. I did a quick search on UCC and I see no reference that would list businesses
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,302, Reputation: 7692
    Expert
     
    #4

    May 31, 2016, 11:36 PM
    The UCC is a list of laws and rules. It sounds more like a "fishing". First what files?
    And then he said better rates, meaning he is not same company, as other (if there really was a other)

    My personal feel, a scam.
    Alty's Avatar
    Alty Posts: 28,318, Reputation: 5972
    Pets Expert
     
    #5

    Jun 1, 2016, 12:13 AM
    Sounds like a scam to me.

    It would be easy to check if anyone has applied for a loan under your business name. Time for you to check.

    I hope you didn't give this person any personal information. Heck, I would have asked him one simple question: "what's my business name?" Bet he wouldn't have had an answer to that.

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