There's a few ads on the net from company's stating they can trace any bank account anywhere in the US. I just don't see how it's legally possible let alone technologically possible. I know a judgement creditor could obtain a copy of the defendants ChexSystem file which might show bank enquiries indicating possible active accounts but those enquries don't stay on file for more than 3 years.

So unless you've opened a bank account within the last 3 years is it really possible to trace any and all accounts no matter where they are in the US?