I am a debtor who had a creditor issue a judgement against me. They put a judgement lien against my 3 bank accounts (at the same bank). Two had nominal money in them & one had a $0 balance. When I woke up this morning I could see the account was at$0 yet my funds available showed the amount of the judgement lien. I'm assuming that anything I put in the account will be taken. Can I merely close the account out?