ttlgentleman
Apr 9, 2007, 07:58 PM
Hello, and first off, if this is a duplicate post I am very sorry. I tried to look for a similar post but didn't find anything.
OK, I have a debt with Ford Motor Credit. I had a truck loan with them for three years. About two years ago I was going through a very rough time and was unable to pay, which resulted in them calling me and threatening to repo the truck. I made arrangements to pay them and di so, then a week later they repo'd the truck anyway. Fun! When I contacted them, they wanted nothing to do with me but insisted that I pay them $5,000 immediately. (the original loan was for $7,000 at 21%... I was young)
It has gone to a lawyer and we had agreed upon a reduced amount, I lost my job shortly after and contacted them. They said it was OK. Then I got a letter from small claims court. More fun! When I went to small claims, I spoke to the judge and told him I understand I owe the money and that at the moment I was still unemployed. He gave me a set amount and told me to write the court if I had a problem paying it. Two months later I was still collecting unemployment. I have written the court and CC'd the Lawyer's office TWICE explaining my situation and that I was looking for employment.
My payment is due in three days. I have gotten a job and have just sent out a check for a payment. Today, I receive a letter from the lawyer asking that the court issue a warrant. :mad: I have done everything I could possibly due and these pooh heads are being jerks. What can I do? Can I file something for grievences? *Sorry so long!*
OK, I have a debt with Ford Motor Credit. I had a truck loan with them for three years. About two years ago I was going through a very rough time and was unable to pay, which resulted in them calling me and threatening to repo the truck. I made arrangements to pay them and di so, then a week later they repo'd the truck anyway. Fun! When I contacted them, they wanted nothing to do with me but insisted that I pay them $5,000 immediately. (the original loan was for $7,000 at 21%... I was young)
It has gone to a lawyer and we had agreed upon a reduced amount, I lost my job shortly after and contacted them. They said it was OK. Then I got a letter from small claims court. More fun! When I went to small claims, I spoke to the judge and told him I understand I owe the money and that at the moment I was still unemployed. He gave me a set amount and told me to write the court if I had a problem paying it. Two months later I was still collecting unemployment. I have written the court and CC'd the Lawyer's office TWICE explaining my situation and that I was looking for employment.
My payment is due in three days. I have gotten a job and have just sent out a check for a payment. Today, I receive a letter from the lawyer asking that the court issue a warrant. :mad: I have done everything I could possibly due and these pooh heads are being jerks. What can I do? Can I file something for grievences? *Sorry so long!*