Are there any supplemental health insurances that provide outpatient physical therapy covering at least 20%? Can you tell me which ones are most beneficial for receiving out patient physical therapy and the breakdown of coverage?
Can you recommend a supplemental health insurance for someone having Quadriplegia with paralysis from the chest down, confined to a wheelchair?

Thank you

Hi Bloogoose,
Does the person receiving Medicare receive Medicaid as well? They would be eligible, I would imagine. In many states, I believe they will cover most or all of what Medicare does not.

Best bet shop around though a independent insurance broker

Also check out the policy that AARP carries. I don't know what each covers, rules and coverages changes almost monthly on medicare things.

But I sell equipment through medicare all the time and some of the better companies I deal with are

BLue Cross/Blue Shield
Aetnia
United Health Care

** no certain order

There are 100's if not 1000's of other plans and companies but those three along with state medicaid programs and Tri-Care for military are take up about 90 percent of the people I deal with